Buying Cryptocurrency Using  a Credit or Debit Card

Buying Cryptocurrency Using a Credit or Debit Card

For anyone who wants to trade cryptocurrencies, the obvious first step is purchasing some crypto coins/tokens to begin with. Luckily, purchasing cryptocurrency with a credit card has become much more convenient in recent years. The problem of chargebacks has been mitigated through anti-fraud companies, and more exchanges allow credit/debit cards as a valid payment option for purchasing cryptocurrency.

What exchanges allow cryptocurrency purchases with a credit or debit card? 

Coinmama: Coinmama specializes in crypto purchases through credit/debit cards for over 180 countries worldwide. They have some of the most popular cryptos available for purchase on their site and users can buy them quickly and safely with their cards. Crypto purchased on Coinmama is received instantly and they do not limit the amount users can buy at once. It should be noted, however, that Coinmama does tend to charge more than other services and only allows users to buy cryptocurrencies, not sell them.

CEX.IO: is a multifunctional cryptocurrency exchange established in 2013. It serves the United States, Europe, and some countries in South America, and is a reputable platform with over 2 million users. allows users to purchase and sell cryptocurrency.

Coinbase: Coinbase is the largest crypto exchange platform worldwide. It serves 32 countries and has a whopping 20 million users in those countries. Coinbase transactions may take a few days based on the bank’s processing time, but they do allow both the purchase and sale of cryptocurrencies on their platform. Coinbase also has a great referral program, wherein users can get $10 when someone they referred makes a purchase or sale of at least $100.

Bitstamp: Established in 2011, Bitstamp is one of the oldest and most reputable Bitcoin exchanges and is fully licensed by the Luxembourg ministry of finance. Bitstamp allows both the purchase and sale of cryptocurrencies with a transparent progressive rate. Though Bitstamp was initially a EU centric platform, it has recently expanded to almost 60 other countries around the globe.

General steps of purchasing cryptocurrencies through the exchanges mentioned above.

  1. Visit the exchange’s website or webpage and sign up for an account, most platforms require some form of ID verification for security.

  2. Complete the signup process and go through all the requirements of the site. Once you sign up, you should now have a wallet address.

  3. After signing up, go to the purchase option on the site and select the coin/token and the quantity you want to purchase.

  4. Provide the wallet address for the coin/token you’re purchasing.

  5. Some platforms require a secondary ID verification during each purchase, and you may need to do this once more.

  6. Provide/confirm your credit/debit card information

  7. The coins or tokens will appear in your wallet after the processing time has passed.

  8. Once you have these cryptos in your wallet, you can deposit them into ATAIX and start trading!


Buying cryptocurrency using your credit card is a rather straightforward process as long as you have done your research and have settled on the right exchange. Of course, everyone’s needs are different and depend on various factors (country, quantity, coin/token), so not everyone will choose the same platform. See which one is your preferred option and start trading today!

Related Blogs